Carrie Ferguson Weir, 38, mother of Maria, 2; owner Los Pollitos Dicen, a Nashville, TN, start-up that makes Spanish-phrase baby T's. Savings invested: $18,000.  Projected 2007 gross income: $70,000.
   
My story: As a newspaper reporter, I've written countless stories about people who took a chance and made it big. Well, I don't know if I'll make it big, but I'm definitely taking a chance. In February 2005, I quit my job at The Tennessean, Nashville's major daily paper, and filled my basement with hundreds of baby T-shirts emblazoned with little chicks and sayings like "p